At Laxmi Finance, you can get a business loan without providing any collateral. We understand that many small businesses, startups, and entrepreneurs may not have assets to pledge — that’s why we offer Unsecured Business Loans designed to help you grow without risking personal or business property.

What Is an Unsecured Business Loan?

An unsecured business loan is a type of loan where you are not required to provide any security or collateral (such as property, gold, or equipment). Approval is based on your creditworthiness, business performance, and financial profile.

Basic Eligibility Criteria

  • Business vintage: At least 1 year of operation (flexible in some cases)

  • Minimum turnover: ₹10 lakhs per annum (varies by case)

  • Good credit score (ideally 700+)

  • No major defaults in financial history

  • KYC and financial documents in order

Documents Required

  • PAN and Aadhaar Card (Individual/Business)

  • Business registration proof (GST, MSME certificate, etc.)

  • Bank statements (last 6 months)

  • ITR or financials (last 1-2 years)

  • Proof of business address

  • Recent photographs

 Ready to Apply?

Getting started is simple:

  1. Fill out a quick application on our website: [Your Website]

  2. Upload required documents

  3. Get approved and receive funds directly into your account

For more information or personalized assistance, contact us at:

📞 [Phone Number]
📧 [Email Address]